STOCK MARKET INVESTING FOR BEGINNERS - COMPANION FILES
julianrsterling.com/investing

Free. No sign-up, no email address. Nothing is locked, protected or watermarked.
Revised 24 September 2026.

Optional: to get an email if these files are ever corrected, join the reader list at
https://julianrsterling-readers.subscribepage.io/
(run by MailerLite, off the site; nothing in this archive needs it).

WHAT IS IN THE ARCHIVE

1. The book's workbook, corrected
   Compounding_and_Costs.xlsx   Chapters 4 and 8, Appendix F
   00_START_HERE.md             what changed is at the end
   The workbook closes on a Checks sheet: 38 checks, every one OK.

2. Blank_Model_Set/  (new)
   Compounding_and_Costs_Blank.xlsx
   The same workbook with its fifteen inputs emptied, for your own figures.
   The checks sheet counts what is still missing and runs fifteen tests that
   hold for any inputs. The book's figures are in book_inputs.txt: type them
   back in and the book's results come back.

3. Working_Documents.pdf  (new)
   Twelve printable pages: the seven questions for a projection somebody
   shows you, the checks before the first contribution, the plan on one page,
   the two numbers before any decision, early against late by decade, the fee
   audit, two funds side by side, today's money, the catch-up table, the rule
   for a falling market, the yearly review and the contribution record.
   A4, fits Letter.

4. Forty_Questions.xlsx  (new)
   Forty questions across the book, marked by the file as you type.

5. Cases/  (new)
   Case_1_The_Lost_Decade_First_Or_Last.xlsx   Chapters 4 and 8
   Case_2_Selling_After_The_Fall.xlsx          Chapter 8
   Case_3_The_Price_Of_Waiting.xlsx            Chapters 4 and 8
   Each case: the note on the first sheet, the model after it, checks at the end.

The files open in Excel, LibreOffice Calc, Google Sheets and Numbers. No macros.
